Affordable Condo Association INC

Overcoming Barriers To Homeownership

Welcome to Affordable Condo Association INC: Building Communities, Creating Homes

Affordable Condo Association Inc. is dedicated to providing affordable housing solutions and fostering vibrant communities. Our comprehensive approach combines fundraising efforts, donor engagement, sponsorship opportunities, grants, and partnerships with financial institutions. This strategy allows us to develop and manage affordable condominium properties effectively.

About Affordable Condo Association INC

Our Mission

At Affordable Condo Association INC, our mission is clear: to develop communities by providing housing, education, and supportive services to low-income individuals and families. We believe that everyone deserves access to safe, affordable housing, and the resources needed to thrive.

Founding Vision

At Affordable Condo Association INC, our founding vision is simple yet powerful: to create a world where everyone has access to safe, affordable housing and the support they need to thrive. We believe that housing is a fundamental human right, and no one should be left behind due to financial constraints. Our goal is to build communities where individuals and families can live comfortably, build relationships, and pursue their dreams.

Why Choose Us?

At Affordable Condo Association INC, we believe that everyone deserves access to safe housing, quality education, and supportive services. Our mission is to empower individuals and families, regardless of income, to thrive and contribute to vibrant communities.

Our Commitment

Affordable Condo Association INC is committed to creating lasting change in our communities. Join us in our mission to build a better future for all. Together, we can make a difference.

How We Do It?

We achieve our mission through:

1. Providing Affordable Housing:

Offering a range of affordable housing options, including rental units and homeownership opportunities, to ensure that everyone has a safe and stable place to call home.

2. Offering Educational Programs:

Providing educational workshops to help individuals reach their full potential and unlock opportunities for personal and professional growth.

3. Delivering Supportive Services:

Offering counseling, and financial literacy programs to help individuals and families overcome barriers and achieve long-term success.

Services and Offerings:

Affordable Housing Development:

We specialize in developing various types of housing, including but not limited to condo-style residences. Our expertise encompasses a wide range of housing options to meet diverse needs and preferences.

Community Building:

We organize events and initiatives to promote a sense of belonging and inclusivity among residents.

Financial Assistance Programs:

We offer various financial assistance programs to help potential homeowners overcome barriers to purchasing a home.

Credit Repair:

We offer affordable monthly credit repair services exclusively to Virginia residents. Our goal is to provide cost-effective solutions to help you improve your credit score and achieve financial stability.

Sustainability Initiatives:

We prioritize sustainability in our housing developments by implementing energy-efficient practices and promoting green living among residents.


Jessica Oneal is a professional Realtor with over 4 years of experience. Her passion for real estate is evident in the value she brings to each transaction. Jessica aims to assist families in finding their perfect home and help sellers make maximum profitability while ensuring a smooth, memorable, and fun process. With her vast knowledge of the market trends, honesty, reliability, compassion, and warm personality, even first-time homebuyers feel confident working with her. Jessica's background in nursing and crisis work contributes to her excellent communication skills and customer service. She is also the founder of Jessica Buys Homes LLC, Fix Your Finances, a financial coaching and budgeting company, and a 501c3 non-profit. Jessica is committed to making an impact on the community by helping others gain financial freedom through real estate. Outside of work, Jessica enjoys reading, volunteering, outdoor activities, playing tennis, and spending time with her children.


Chante Elam | Board Secretary

"The most common way people give up their power is by thinking they don't have any.”-Alice Walker

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Max Witherell | Advisory Committee 

"You miss every shot you don't take"

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Precious Jenkins | Advisory Committee

I will see the goodness of the Lord    in the land of the living. Psalms 27:13

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Jay Mackenhimer | Construction Manager

Annual Community Block Party (Sept. 16, 2023)

Annual Fundraiser Event

Our Testimonial

Jessica Oneal is such a great leader, from helping me with budget planning to helping me with the resources that will help reach the goal of being a homeowner very soon. Jessica is an awesome person to work with and she focuses on your needs.

Machelle King

Affordable Condo Association is a nonprofit with heart. CEO Jessica Oneal and her board of directors are working tirelessly to provide desperately needed housing in Franklin County as well as paths to affordable home ownership. I look forward to seeing their progress and positive impact on the community.

Mackenzie B

My experience with you has been great. You have helped me up to now step by step and I have made progress as to getting everything ready. You make sure to send me reminders and check up on me with the progress etc… i really appreciate all your help and you do.

Maricuz Munoz

I would like to say that Jessica O'Neal is awesome. She has helped me to build my credit with different sites that she has put me on. She is patient and very helpful I thank God for her service she is truly helping me.

Thank you Jessica O'Neal for all your help Friend and client .

Helen broadnax

“Thanks to Jessica’s help, my wife and I were able to move out of our apartment into a new home. “Everything went smoothly, and with her knowledge, patience and positive attitude, she and her team were incredibly easy to work with.”

Semeni Mutachoka

Anyone interested in helping a friend or family member to improve their credit score? If you have good credit, add them as an Authorized User! I helped someone move up from Poor to Fair in about 3 months time!  Thanks to Jessica O'Neal for her advice!!

Tami Bolin

Get In Touch

350 Franklin St, Rocky Mount, VA 24151, USA


What types of housing options do you offer?

We offer a range of affordable housing options, including rental units and homeownership opportunities in our condominium properties.

How do I qualify for affordable housing with Affordable Condo Association INC?

Eligibility criteria vary depending on the specific property and program. Generally, our housing is available to low to moderate-income individuals and families. Specific income requirements and application processes are provided for each property.

What kind of educational programs do you provide?

We offer educational workshops aimed at helping individuals reach their full potential. These workshops cover topics such as financial literacy, homeownership education, and skill-building for personal and professional development.

What supportive services do you offer?

We provide a variety of supportive services, including counseling and financial literacy programs. These services are designed to help individuals and families overcome barriers and achieve long-term success.

Do you offer down payment assistance or financing options for homebuyers?

Yes, we offer various financial assistance programs to help potential homeowners overcome barriers to purchasing a home. These programs may include down payment assistance, affordable financing options, and counseling services to guide individuals through the homebuying process.

How can I get involved or support Affordable Condo Association INC's mission?

There are several ways to get involved, including volunteering, attending community events, or making a donation. You can also support us by spreading the word about our organization and the services we offer to those in need of affordable housing solutions.